Terms of Service

Agreement to Terms

By accessing and using Smart Money Guide ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

Use of Website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the website.

Prohibited Activities

You may not:

• Use the website in any way that violates applicable laws or regulations
• Transmit any harmful code, viruses, or malicious software
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the website or servers
• Copy, reproduce, or redistribute content without permission
• Use automated systems to scrape or collect data from the website
• Impersonate any person or entity

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Smart Money Guide or its content suppliers and is protected by international copyright laws.

You may view and print pages from the website for personal, non-commercial use, but you may not republish, reproduce, or distribute content without written permission.

User-Generated Content

If you submit comments, feedback, or other content to our website, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content.

You represent that any content you submit:

• Is your original work or you have the right to submit it
• Does not violate any third-party rights
• Is not unlawful, defamatory, or obscene
• Does not contain viruses or harmful code

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Smart Money Guide. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party websites.

You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content, goods, or services.

Disclaimer of Warranties

This website and its content are provided "as is" without any warranties, express or implied. We do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website or servers are free of viruses or harmful components
• The information provided is accurate, complete, or current

Limitation of Liability

To the fullest extent permitted by law, Smart Money Guide shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website, including but not limited to:

• Loss of profits or revenue
• Loss of data
• Business interruption
• Personal injury

Indemnification

You agree to indemnify and hold harmless Smart Money Guide, its owners, employees, and partners from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website
• Your violation of these Terms of Service
• Your violation of any third-party rights

Modifications to Service

We reserve the right to modify, suspend, or discontinue the website or any part thereof at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the website.

Changes to Terms

We may revise these Terms of Service at any time without prior notice. By continuing to use the website after changes are posted, you agree to be bound by the revised terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.

Entire Agreement

These Terms of Service constitute the entire agreement between you and Smart Money Guide regarding the use of the website and supersede all prior agreements and understandings.

Contact Information

If you have questions about these Terms of Service, please contact us:

• Through our Contact Form
• By email at: creamusic50@gmail.com